Regulation of variable insurance products
Variable insurance products issuers and insurance agents do not see much sense in the current initiative to another level of regulation on these products, already heavily regulated. An initiative of the National Conference of Commissioners on State Laws (NCCUSL) could lead to the State’s securities regulatory departments of variable insurance products. The assurance of the economy believes that this additional layer of regulation world are no longer needed.
Currently, the SEC and utilities insurance to settle the exhibition and sale of variable insurance products, in consultation with the National Association of Securities Dealers, Inc. (NASD), governs the sellers, and the U.S. Department of Labor, personnel management Retirement Income Security Act of 1974.
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